Privacy Policy

The short version

• Fyno records the expenses you choose to enter. It does not connect to your bank or move money.
• In Guest Mode your data stays on your phone and never reaches our servers (except voice and receipt processing, described below, if you use them).
• We do not show ads, and we do not sell or share your data for advertising.
• You can export or delete your data at any time.

1. Data we collect

Account information (only if you create an account)

Your email address and display name. If you sign in with Google we receive your name, email address and profile picture from Google. Passwords are handled by our authentication provider and are never visible to us.

Financial records you enter

Expenses (amount, category, date, note, and how it was entered — typed, voice or receipt), categories, budgets, and your app settings such as currency and notification preferences. With an account these are stored in our cloud database so they sync and survive a phone change. In Guest Mode they are stored only on your device.

Voice entries

When you add an expense by voice, the recording is sent over an encrypted connection to our server, which uses OpenAI to transcribe it and extract the amount, category and date. We do not keep the audio. We store the text transcript and the extracted result, linked to your account, to operate the feature, investigate errors and improve accuracy.

Receipt photos

When you scan a receipt, the photo is sent to OCR.space, a text-recognition service, to read the text on it. We do not store the photo on our servers.

SMS Sync

SMS Sync only reads the text you paste into it. Fyno does not request permission to read your SMS inbox.

Shared categories

If you share a category with other people, the members you invite can see the expenses and budget in that category, along with your display name.

Technical data

Our servers log basic request data (time, feature used, error codes) for security and reliability. Fyno does not use advertising identifiers or third-party analytics SDKs.

2. Device permissions

• Microphone: used only while you record a voice expense.
• Camera and photos: used only when you scan or pick a receipt.
• Notifications: reminders, budget alerts and monthly summaries are scheduled on your device. You can turn each one off in Settings → Notifications.

3. How we use your data

We use your data to provide the app’s features (storing, categorising, charting and exporting expenses), to sync your account across devices, to keep the service secure, and to fix and improve the app. We do not use it for advertising or profiling.

4. Service providers

We share data only with providers that help us run Fyno, and only for that purpose:

• Supabase: database, authentication and server functions.
• Google: optional Google Sign-In.
• OpenAI: transcribing voice entries and extracting their details.
• OCR.space: reading text from receipt photos.
• Render: hosting for our voice-processing server.

We may also disclose data if the law requires it.

5. Security

All data is encrypted in transit (HTTPS/TLS). Access to your cloud data is limited to your account by database row-level security policies.

6. Retention and deletion

We keep your data while your account is active. When you delete your account, it is deactivated immediately and your data is permanently erased within 6 months. Guest Mode data is erased when you uninstall the app or clear its storage. See how to delete your account.

7. Your rights

You can view, correct and export your data in the app, and delete your account at any time. To request a copy of your data or to raise a privacy concern, email support@fyno.one. We reply within 30 days.

8. Children

Fyno is not directed at children under 13, and we do not knowingly collect their data.

9. Changes

When this policy changes we will update the date above. If a change is significant, we will also tell you in the app.

10. Contact

Fyno, India. Email: support@fyno.one